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NannyLedger vs HomePay (by ADP): Complete Comparison

Compare NannyLedger and HomePay by ADP for household employer payroll, tax compliance, and nanny management features.

February 15, 20262 min read

Overview

HomePay, powered by ADP, is one of the most established names in household employer payroll. Backed by the infrastructure of ADP -- the largest payroll company in the world -- HomePay offers a full-service solution for managing nanny taxes. NannyLedger takes a different approach, providing comprehensive compliance tools and educational guidance at a fraction of the cost.

This comparison helps you decide which service is the right fit for your household.

Feature Comparison

FeatureNannyLedgerHomePay (by ADP)
Monthly Cost$29.99/month~$75/month
Annual Cost$359.88/year~$900/year
Tax Compliance ApproachEducational guidance with calculationsFull-service tax filing
State CoverageAll 50 states + DCAll 50 states + DC
Employee PortalYesYes
Pay Stub GenerationYesYes
Time TrackingBuilt-inNot included
W-2 PreparationGuided assistanceFiled for you
Schedule H GuidanceStep-by-step walkthroughFiled for you
Direct DepositComing soonYes
New Hire RegistrationDIY with state guidesIncluded
Year-End Tax FilingGuided self-filingFull-service
SupportIn-app help + AI assistantPhone and email

Pricing as of early 2026. HomePay pricing may vary based on state and services selected.

Pricing Breakdown

HomePay's full-service approach comes at a premium -- approximately $75 per month, which adds up to roughly $900 per year. NannyLedger costs $29.99 per month ($359.88 per year), saving you approximately $540 annually. Over three years of employing a nanny, that is over $1,600 in savings.

For families who are comfortable filing their own taxes -- especially with clear guidance and pre-calculated numbers -- that savings is significant.

The ADP Factor

HomePay benefits from ADP's massive payroll infrastructure, which means reliability and deep expertise in tax filing. However, it also means you are using a service designed primarily for businesses, adapted for household use. The interface and processes can feel more corporate than personal.

NannyLedger is built from the ground up specifically for household employers. Every feature, every guide, and every calculation is designed for the unique needs of families who employ nannies, housekeepers, and caregivers.

Tax Compliance Approach

HomePay handles everything: they file your federal and state taxes, prepare W-2s, and manage state registrations on your behalf. You provide wage information, and they take care of the rest.

NannyLedger calculates all your withholdings accurately, generates the documentation you need, and provides state-specific compliance guides that walk you through each step. You retain control of your own filings while having the confidence that your numbers are correct.

Why Choose NannyLedger

  • Save $540+ per year compared to HomePay.
  • Built-in time tracking -- HomePay does not include time tracking.
  • Household-specific design rather than an adapted business payroll tool.
  • State-by-state compliance guides covering all 50 states and DC.
  • AI-powered assistance for instant answers to nanny tax questions.
  • Full transparency into every calculation, so you understand what you owe and why.

The Bottom Line

HomePay is a solid choice if you want a completely hands-off experience backed by ADP's infrastructure and do not mind the higher cost. But if you want powerful household payroll tools, comprehensive tax compliance guidance, and significant savings, NannyLedger delivers everything you need at a price that makes sense for families.

Get started with NannyLedger today and save over $500 per year.

Ready to save with NannyLedger?

Start managing your household payroll for just $29.99/month.

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